Citigroup, which is the world's strongest and best diversified financial company, also says it plans an extra $10 billion in share buybacks, and there are likely to be extra dividends.

GICS 40 Citigroup Inc. (C) (C) Financials (Value Line: C)

So the beat goes on, although the present price is a little expensive.

C is a stock that ought to be a core holding. Over many years, I advise writing calls whenever the RSI on the Weekly and Monthly price series data gets into the +70 range, and writing puts when RSI falls below 30. On extreme market lows, such as after a market crash, which takes down all or most stocks, I advise buying more stock.

Over time, my goal is simple: reduce the cost base of my portfolio holding to such a low level that current dividend yield becomes very impressive on a cash to adjusted cost base (ACB) basis.

Already the current Dividend Yield is +4.1 pct, but over many years, if and when you can get the Div/ACB into the 6-8-10-12 pct range, it is just like a real estate business with cash on cash. That ought to be the same goal o portfolio traders, and it would be except the Sell-side (i.e., financial services companies) are always screwing with your mind.

So, just sit back and take the long and high road to proper trading. The Cara 100 will help.

In time, I'll better explain the Cara 100.